Legal

Terms & Conditions

Last updated: May 2026

These terms and conditions govern your use of the GH Invest website.

About GH Invest

This website is operated by Gubb & Hardy Ltd trading as GH Invest, a company incorporated in New Zealand. GH Invest is a Wholesale Contributory Mortgage Company and a Registered Financial Services Provider, reporting to the Department of Internal Affairs.

Registered office: New Zealand. Company number and FSPR registration available on request.

Not Financial Advice

The content on this website is provided for general information purposes only. Nothing on this website constitutes financial advice, an offer of financial products, or a recommendation to invest.

GH Invest are not Financial Advisors. If you require financial advice, you should seek independent advice from a licensed Financial Advice Provider.

Past performance is not indicative of future results. Target returns stated on this website are indicative only and are not guaranteed.

Wholesale Investors Only

Investment through GH Invest is available exclusively to Eligible Wholesale Investors as defined under the Financial Markets Conduct Act 2013. This website does not constitute an offer to retail investors.

Nothing on this website should be construed as an invitation or inducement to retail investors to invest. If you are not an Eligible Wholesale Investor, this website is provided for general information only.

Accuracy of Information

While GH Invest takes reasonable care to ensure the accuracy of information on this website, no warranty is given as to the accuracy, completeness, or currency of any information contained herein.

Information on this website may be changed or updated at any time without notice. GH Invest accepts no liability for any loss arising from reliance on information contained on this website.

Intellectual Property

All content on this website, including text, design, graphics, and layout, is the property of GH Invest or its licensors. Reproduction, distribution, or use of any content without prior written consent is prohibited.

External Links

This website may contain links to external websites. GH Invest is not responsible for the content of external sites and does not endorse any products or services referenced therein.

Privacy

Any personal information collected through this website is handled in accordance with the Privacy Act 2020. Information provided by enquiry is used solely to respond to your enquiry and to provide information about GH Invest's services.

GH Invest will not sell, rent, or disclose your personal information to third parties except as required by law or as necessary to facilitate your investment or loan application.

Full Privacy Policy is available on request.

Limitation of Liability

To the maximum extent permitted by law, GH Invest excludes all liability for any loss or damage (including consequential or indirect loss) arising from use of, or reliance on, this website or its content.

Governing Law

These terms are governed by the laws of New Zealand. Any dispute arising from use of this website is subject to the exclusive jurisdiction of the New Zealand courts.

Contact

If you have any questions about these terms, please contact: