Finance that keeps pace
with your build.
Experienced construction lending for residential developers. Straightforward requirements, honest feedback, and a lender that is not a hurdle in your process.
We won't be the hold-up
Developers face enough complexity completing a project. GH Invest is deliberate about not adding to it. Our criteria are straightforward, our rates are fair, and our decisions are made by experienced principals — not committees removed from the deal.
We give fast, honest responses to every initial enquiry. The only good no is a quick no.
Quick, Clear Feedback
We respond promptly on every enquiry. If a deal does not fit, we tell you clearly and quickly — no drawn-out process for an answer you will not get.
Straightforward Requirements
Our criteria are not onerous. Rates are fair and reasonable. We do not add unnecessary complexity to the financing process.
Principal-Led Decisions
Every loan is assessed by the GH Invest principals. You deal directly with the people making the decision.
Construction-First Thinking
Our team understands the build process from the ground up. We meet with borrowers and their builders before funding begins — and we stay engaged throughout.
Our approach to construction funding
is second to none
"Our transparency, ethical decision making and approachable staff make us unique in a market where profit is often placed above all else."
Pre-Funding Project Meeting
Before funding begins, we sit down with the borrower and their builder. This is hands-on understanding, not box-ticking — it means the loan is structured around the actual project.
Funds Within 24 Hours
Drawdown funds are transferred within 24 hours of each approved request. Keeping your build on schedule means keeping your cash flow on schedule.
Simple Drawdown Process
Our drawdown process is designed to be clear and efficient. No unnecessary documentation layers, no chasing for approvals that should be straightforward.
Finance for every stage of the build
Residential construction, from land through to completion. All lending is secured by first registered mortgage over New Zealand residential property.
Construction Finance
Funding for residential new builds, from single dwellings to small-scale multi-unit developments. Progress payments aligned to your build programme.
Land & Development
Bridging and land acquisition finance for developers with a clear exit to construction or sale. Practical decisions made by people who understand development timelines.
Bridging Finance
Short-term bridging for experienced developers with strong asset backing. Where certainty of execution matters more than a low rate, we deliver both.
Refinance
Refinancing existing construction facilities where a practical, experienced lender is required. We assess the project on its merits, not the history with another institution.
Equity Release
Once construction is complete and a Code Compliance Certificate is issued, we can refinance at a lower rate while you wait for dwellings to sell. Equity release is also available against a borrower's own home, holiday home, or investment property.
Tell us about your project
Send us a brief deal summary and we will respond with a clear answer — interest or a prompt no. No extended process for a decision you can get quickly.
Contact the Team