You will know where
you stand.

Clear criteria, fast answers, and a lender who takes care of your clients through the life of the loan. We work with experienced brokers who value precision over promises.

We take care of
your clients

Broker relationships are built on predictability. When you introduce a client to GH Invest, you know exactly what to expect — and so does your client. No moving goalposts, no chasing for answers, no surprises during the loan term.

That consistency reflects on the broker who made the introduction. Which is why experienced brokers return.

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Clear, Published Criteria

You know exactly what to expect before you submit. LVR requirements, valuation standards, and documentation are clear upfront — no surprises after the fact.

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Fast Decisions

We respond promptly with a clear yes or no. You are not left chasing for a decision that should be straightforward. If a deal does not fit, you hear it quickly.

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Client Care During the Loan Term

GH Invest manages the borrower relationship through the life of the loan. Your client is looked after. That reflects well on the broker who introduced them.

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Principal-Level Contact

You deal with experienced principals — not relationship managers without authority. Decisions are made by the people you speak with.

Our parameters, at a glance

A practical reference for brokers assessing whether a deal is worth submitting. Specific and complete — because vague ranges waste everyone's time.

Max LVRUp to 65%
Loan Term9–18 months
Security TypeFirst Mortgage
Property TypeNZ Residential
ValuationRegistered Required
Investor TypeWholesale Only
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Loan Types Accepted

Construction finance, land & development, bridging finance, refinance of existing construction facilities.

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Borrower Profile

Experienced residential developers and builders. Track record and project feasibility are assessed on every deal.

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Documentation

Standard construction lending documentation package. Our Loan Coordinator manages broker and lawyer liaison from application to settlement.

Lending criteria are indicative and subject to individual deal assessment by GH Invest principals. Contact us to discuss a specific transaction before formal submission.

How to submit a deal

Three steps. No ambiguity about where you stand at each stage.

01

Initial Enquiry

Send a brief deal summary to gh@ghinvest.co.nz. Include the borrower's background, the project overview, and the proposed loan structure. A one-page summary is sufficient at this stage.

02

Quick Feedback

GH Invest responds promptly with clear interest or a clear no. If there is interest, we will advise what further information is required. You are not left waiting for a decision that should be straightforward.

03

Documentation & Settlement

If the deal proceeds, our Loan Coordinator manages the documentation process with the broker and the borrower's legal team. Settlement timelines are communicated clearly at the outset.

Have a deal that fits?

Send a deal summary directly to the team. We respond with a definitive answer — no extended process, no uncertainty about where things stand.

Make an Enquiry