Private lending.
Precisely placed.
Access first-mortgage secured returns from specialist residential construction lending, managed by an experienced team with deep knowledge of the New Zealand market.
How the investment works
A straightforward structure. First-mortgage security, experienced management, and direct access to the team throughout your investment term.
Direct Access
Speak directly with GH Invest principals at any time during office hours. Your questions are answered by the people running the fund.
Investor Portal
Real-time access to your investment position, loan book updates, distribution statements, and compliance documentation.
NZ Residential Focus
All lending is confined to the upper North Island, New Zealand residential market. Specialist focus means deeper knowledge of local risk and value.
What we assess every time
What you receive for every mortgage
Every investment is specific to a single mortgage. Before you commit, you receive a full documentation pack for that loan — and you authorise each investment in writing.
Overview Letter
Property details, interest rate, LVR, loan term and security position.
Declaration of Trust
Specific to that mortgage, signed by a director of GH Securities Trustee Ltd.
Property Valuation
Registered valuation and supporting property documentation.
Authority to Invest
Your written authorisation for that specific mortgage. No investment is made without it.
There is no discretionary authority. GH Invest does not make investment decisions on your behalf — every mortgage you invest in is your decision.
How to get started
A straightforward process for eligible investors. Direct contact with the team at every step.
Initial Enquiry
Contact the GH Invest team directly by phone or email. We will answer your questions and explain the current portfolio composition and how the fund operates.
Wholesale Certification
All investors must qualify as Eligible Wholesale Investors under the Financial Markets Conduct Act 2013. We will guide you through the certification requirements.
Investment & Reporting
Once invested, you receive access to the Investor Portal and regular reporting. Direct access to the principals is available at any time during office hours.
You may qualify as an Eligible Wholesale Investor if you
This is a summary only. Eligibility is determined under the Financial Markets Conduct Act 2013. If in doubt, seek independent legal or financial advice.
Your portfolio, at a glance
Existing investors can access real-time information on their investment position, loan book updates, and documentation through the secure investor portal.